At United Bank, our goal is to make your home buying experience as seamless as possible. We have highlighted key guidelines to help keep your finances in order as you prepare for your journey home. If you have questions, you should always speak with a credit counselor or other credit professional.
Keep in mind any changes to your current financials, could affect your current financial picture. We are always here to provide guidance and advice as you begin your home buying journey.
DO
• Find a Realtor® you love
• Stay current on your rent and all monthly bills
• Remain with your current employer
• Keep your credit line below 30% of their maximums
• Check your credit score
• Find and organize financial documents
• Contact us if you have any questions
DON’T
• Apply for new credit cards, loans, or purchase offers
• Deposit or withdraw large amounts of cash
• Change jobs, your pay structure, employment status or shift any investments
• Change banks or transfer credit card balances
• Make large purchases
At United Bank, we strive to make the mortgage process as simple and straightforward as possible. It all starts with reaching out to a member of our mortgage team or filling out our easy online application. From there, one of our knowledgeable mortgage loan officers can help you find the best loan option for your needs, then continue to work with you every step of the way on your home-buying journey—through closing day and beyond.
United Bank | NMLS ID 522399 (www.nmlsconsumeraccess.org) | Member FDIC | Equal Housing Lender | BankWithUnited.com